Insurans nyawa dan KWSP (Income tax 2019)

 我2019的tax算错了，Insurans nyawa dan KWSP 要separate for Kategori selain penjawat awam berpencen.

 

接到LHDN的email要求sertakan dokumen tambahan（EA,gaya hidup etc) untuk tahun 2019, 我就send去，大概几个星期后就收到寄来家的信（surat penyelesaian cukai pendapatan)，去了LHDN office才发现这个mistake, 去了银行上缴钱给国家,为国家贡献。

😰

收到的信

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

5 Crucial EPF-related changes you must be aware of

 https://www.iproperty.com.my/guides/5-crucial-epf-related-changes-you-must-be-aware-of/

1. Separate tax reliefs for EPF and life insurance

The previously combined tax relief of RM6,000 for EPF and life insurance/takaful will now be split into two separate tax relief brackets. As per the new policy, the tax relief allocated for EPF contribution will be RM4,000 p.a. and RM3,000 p.a. for life insurance/takaful premiums.

With this move, the government wants to encourage Malaysians, especially in the medium to low-income households, to purchase life insurance/takaful policies and secure their future. Currently, the insurance penetration rate in the country stands at 55%. This figure drops further when you look at B40 households. By splitting the tax benefit, the government hopes that people will buy life insurance policies and bring up the percentage of the insured population to 75%.

The split tax benefit could be the motivation factor for you to invest in a life insurance/takaful policy. Instead of saving RM6,000 with just your EPF contributions, you can now save a total of RM7,000 and have the insurance policy as a safety net.

 

 

Tax Relief for Resident Individual 
http://www.hasil.org.my/bt_goindex.php?bt_kump=5&bt_skum=1&bt_posi=3&bt_unit=1&bt_sequ=1&bt_lgv=2

Tax Relief for Resident Individual（Year of Assessment 2019）

Nota Penerangan BE (2019)
http://lampiran2.hasil.gov.my/pdf/pdfam/Nota_Penerangan_BE_1.pdf

 

 

 

 another fb post

https://www.facebook.com/business.xiaoshu/posts/2313938568842707/