EPF: 11% or 8%?

雇员公积金缴纳税将从明年1月至2010年12月的薪金中自动调低3％，而要保持11％的会员，必须填写KWSP 17A(AHL)表格以提出申请。

Starting from January 2009 until December 2010, your portion of contribution will become 8%. But, you do have an option to maintain at 11% by filling up the Form KWSP 17A (AHL).

below is the link that may help u to make the decision
1) http://ck5354.blogspot.com/2008/11/epf-11-or-8.html

2) http://moneyburp.blogspot.com/2008/11/epf-11-or-8.html

3)http://www.kwongwah.com.my/news/2008/11/08/59.html

need to think twice b4 u making the decision coz it will be proceed for the nxt two years..

due date: 31 Dec 2008